The Principles of FI

I recently finished reading the Life Principles portion of the book Principles by Ray Dailo.   And as I read, there were many takeaways that I think could be so helpful for those of us on the FI journey. The book is a compilation of principles that Ray has developed for himself in life and at work to make great decisions, create an effective culture, and approach challenges in which he believes anyone can employ to create a meaningful life[Read more]

Debt Progress Report #1 – June 2018

I heard a saying once that went something like “it’s not real unless it’s in black and white.” Which completely conflicts with the saying “thoughts become things.” Well, I had a thought to begin posting my personal monthly debt payoff progress report but I don’t think posting it will make this nightmare any more real. Because I wake-up every morning with the debt monkey on my back and I detest it. Sharing my actual numbers with you will hold me[Read more]

What’s in Your FI Toolbox?

I’ve come to learn that for those that have decided to pursue financial freedom, it means something totally different for everyone. For some it means having a certain amount of money in the bank or across your investment portfolio. For some it means not trading your time for dollars. For some it means simply having options. When I think about what financial freedom means to me, it is being able to make decisions based 100% in personal desire. In other[Read more]

The Decision to DO Something Different in order to GET Something Different

Insanity: doing the same thing over and over again and expecting a different result. When you think about the meaning behind this type of madness, you might be able to relate. I know I can. Year after year, a recurring New Year’s Resolution of mine would be to boldly claim “I’m going to payoff my debt.” Well, for starters this wanna-be goal was all wrong and far from being a SMART (Specific, Measurable, Attainable, Relevant, and Timely) goal. This claim[Read more]

The Shame of Debt and The Cure

This is my first blog post and I’m so excited to share my financial experiences, lessons learned, losses, and wins with you. I’ve been wanting to start a blog for years. I’m not sure what took me so long but maybe we’ll discover the answer together as I start this blog with divulging the money shame I’ve felt for so long. I’m in my mid-thirties and I found out about this lifestyle subculture called Financial Independence Retire Early (FIRE) a[Read more]